“We are excited about our mobile home refinancing program that offers debt consolidation for people who own a mobile home that is located in a park or other rented land.” Stated Troy James, president and chief executive officer of Mobile Finance, Inc. “Our goal is to offer innovative mobile home loan programs to customers who would like to purchase or refinance a mobile home”
Several national mobile home lenders have mobile home financing programs available that offer mobile home loan products to qualified applicants to purchase a new or used mobile home, or, to refinance an existing mobile home loan. Mobile home loans that are offered for homes that are on rented land such as a park are called “chattel mortgages” and mobile homes that are situated on their own land and the lender is financing both the mobile home and the land together is a real estate mortgage. Interest rates are typically higher and loan terms shorter for chattel mortgages since the lender is not securing the real estate with the mobile home.
Typical Debt Consolidation Refinance Guidelines:
*700 and above credit score
*Consolidation of credit cards
*1994 and newer mobile homes
*Single wide and double wide homes
*Home must be in a park or other rented land.
Mobile Finance, Inc is a financial services company that offers mobile home loan programs such as mobile home refinancing and mobile home financing for homes located on rented land such as parks. Mobile Finance, Inc offers mobile home loan programs from several national lenders.
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